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WorkSafeBC

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Statistics for Small Business

Small Business 2007-2011

overexertion = 23%, struck by = 20%, fall from elevation = 15%, other bodily motion = 8%, struck against = 7%, MVIs = 4%, caught in = 4%, repetitive motion = 2%, matter in eye = 2%, others = 5%

Overview

  • Over the last 5 years (2007-2011) 92% of employers registered with WorkSafeBC were Small Businesses.
  • The 2011 Injury Rate for Small Business was 2.3, higher than the All B.C. Injury Rate which was 2.0.
  • In 2011 there were about 715,000 Work Days Lost for Small Business, compared to 2,400,000 Work Days Lost for All B.C. (30%)
  • In 2011, 28% of STD/LTD/FATAL (Short Term Disability/Long Term Disability/Fatal) claims were from Small Businesses.
  • In 2011, Small Business accounted for Claim Costs Paid of $202 million vs $784 million for All B.C. (26%).

Injury Rate 2007 2008 2009 2010 2011
# Non-HCO Claims 13,759 13,507 10,583 10,640 11,259
# Person Years 555,545 566,436 555,762 557,683 555,440
Injury Rate 2.5 2.4 1.9 1.9 2.0
           
Duration 2007 2008 2009 2010 2011
Six-Month Truncated Duration 35 38 43 45 46
           
Claim &
Claim Costs
2007 2008 2009 2010 2011
Total Work Days Lost 641,006 666,447 707,738 707,460 715,306
Claim Costs Paid $154
million
$170
million
$171
million
$187
million
$201.9
million
# STD/LTD/Fatal Claims 14,130 13,721 10,744 10,934 11,623
# Young Worker Claims 2,923 2,720 1,834 1,777 1,871
# Mature Worker Claims 1,550 1,702 1,464 1,512 1,734
# Ergonomic Claims 3,399 3,317 2,817 2,807 3,062
# Serious Injury Claims 5,215 5,253 4,434 4,735 4,934
% Serious Injury Claims 39% 40% 44% 47% 46%
Serious Injury Rate 0.9 0.9 0.8 0.8 0.9
# First-Paid LTD Claims 1,063 1,120 960 913 1,183
# First-Paid Fatal Claims 37 32 34 29 23
           
Assessment 2007 2008 2009 2010 2011
# Employer-CUs 178,684 182,364 183,404 185,658 188,196
Assessable Payroll $18
billion
$18.9
billion
$18.7
billion
$19
billion
$19.5
billion
Assessment Amount $364.5
million
$333.5
million
$309
million
$316
million
$328.9
million
           
Prevention 2007 2008 2009 2010 2011
Inspection Reports /
Other Contacts
16,340 /
4,111
18,575 /
4,042
20,098 /
4,420
22,648 /
5,222
20,331 /
4,564
Initiating Orders /
Follow-Up Orders
16,059 /
12,578
18,038 /
15,854
19,424 /
17,776
21,022 /
20,937
17,454 /
16,890
Warning Letters Sent /
Penalties Imposed
202 /
132
163 /
85
214 /
116
280 /
176
291 /
224

Notes:

  1. Claim volumes dropped significantly across B.C. in 2009. This decrease is believed to be attributable to a combination of both economic factors and business process changes.
  2. For the most recent year, the Prevention and Claim measures are year-to-date and the Assessment measures are preliminary estimates.


#STD/LTD/Fatal (SLF) Claims

Accident Type Count Percent
Overexertion 14,112 23.1%
Struck by 12,310 20.1%
Fall from elevation 9,132 14.9%
Fall on same level 6,202 10.1%
Other bodily motion 4,712 7.7%
Struck against 4,511 7.4%
MVIs 2,489 4.1%
Caught in 2,198 3.6%
Repetitive motion 1,292 2.1%
Matter in eye 971 1.6%
Others 3,226 5.3%
TOTAL 61,155 100%

Source of Injury Count Percent
Working surfaces 12,457 20.4%
Bodily motion 6,440 10.5%
Metal items 5,494 9.0%
Vehicles 5,288 8.6%
Boxes, containers 4,530 7.4%
Hand tools 4,243 6.9%
Machines 3,396 5.6%
Miscellaneous 2,748 4.5%
Logs, tree products 2,565 4.2%
Buildings & structures 2,173 3.6%
Others 11,821 19.3%
TOTAL 61,155 100%

Nature of Injury Count Percent
Other strains 16,953 27.7%
Back strain 11,497 18.8%
Laceration 9,584 15.7%
Fractures 7,280 11.9%
Contusion 5,791 9.5%
Abrasion 1,777 2.9%
Concussion 1,403 2.3%
Tendinitis, Tenosynovitis 1,242 2.0%
Heat burns 919 1.5%
Bursitis & related 674 1.1%
Others 4,035 6.6%
TOTAL 61,155 100%

Body Part Count Percent
Wrist, fingers & hand 14,577 23.8%
Back 12,210 20.0%
Ankle, toe & feet 5,879 9.6%
Knee 4,428 7.2%
Other 4,111 6.7%
Shoulders 3,914 6.4%
Other upper extremity 2,152 3.5%
Eye 2,124 3.5%
Other lower extremity 2,120 3.5%
Chest 1,553 2.5%
Others 8,087 13.2%
TOTAL 61,155 100%

Occupation Count Percent
Construction trades helpers & labourers 5,640 9.2%
Carpenters 4,679 7.7%
Transport truck drivers 4,521 7.4%
Material handlers 1,938 3.2%
Landscaping & grounds maintenance labourers 1,513 2.5%
Cooks 1,329 2.2%
Automotive service technicians, truck & bus mechanics & mechanical repairers 1,318 2.2%
Residential and commercial installers and servicers 1,145 1.9%
Retail salespersons 1,061 1.7%
Welders & related machine operators 1,025 1.7%
Others 39,986 60.5%
TOTAL 61,155 100%

Age Range Female Male Unknown Total Age %
0 to 14 16 22 0 38 0.1%
15 to 24 2,193 8,913 19 11,125 18.2%
25 to 34 2,239 12,175 10 14,424 23.6%
35 to 44 2,359 11,545 13 13,917 22.8%
45 to 54 2,792 10,881 6 13,679 22.4%
55 to 64 1,402 5,446 9 6,857 11.2%
65+ 161 944 0 1,105 1.8%
Unknown age 1 2 7 10 0.0%
TOTAL 11,163 49,928 64 61,155 100.0%
Gender % 18.3% 81.6% 0.1% 100.0%  

Notes:
  1. 'STD/LTD/Fatal Claims' and 'STD/LTD/Fatal Costs' (a subset of Claim Costs Paid) are not based on the same set of claims. The STD/LTD/Fatal Claim count only includes claims that have received a first-payment for STD, LTD, or Fatal benefits in the summary period, while the STD/LTD/Fatal Cost amount can include costs that are paid in the summary period for STD, LTD, or Fatal claims that have a first-payment prior to the period.
  2. The STD/LTD/Fatal Costs are a subset of the Claim Costs Paid amount. As Health-Care-Only (HCO) claims are not coded with claim characteristics, they are not included in the above amounts by claim characteristic.
  3. The Total includes all claims, but only the top-10 categories are shown; the sum for the top 10 categories may not match the Total.

 


Claim Cost Paid

Accident Type ($ 000) Percent
Fall from elevation 215,664 24.4%
Struck by 144,294 16.3%
Overexertion 139,585 15.8%
MVIs 80,622 9.1%
Fall on same level 74,886 8.5%
Other bodily motion 44,085 5.0%
Struck against 41,584 4.7%
Caught in 38,091 4.3%
Repetitive motion 21,564 2.4%
Unknown mapped code 19,712 2.2%
Others 46,344 5.2%
Total STD/LTD/Fatal Costs 866,431 97.9%
Total Other Costs 18,780 2.1%
TOTAL 885,211 100.0%

Source of Injury ($ 000) Percent
Working surfaces 251,012 28.4%
Vehicles 118,686 13.4%
Machines 70,140 7.9%
Bodily motion 68,469 7.7%
Metal items 50,926 5.8%
Boxes, containers 38,135 4.3%
Hand tools 29,565 3.3%
Miscellaneous 28,452 3.2%
Trees, plants 26,027 2.9%
Buildings & structures 24,683 2.8%
Others 160,336 18.1%
Total STD/LTD/Fatal Costs 866,431 97.9%
Total other costs 18,780 2.1%
TOTAL 885,211 100%

Nature of Injury ($ 000) Percent
Fractures 279,043 31.5%
Other strains 193,528 21.9%
Back strain 94,023 10.6%
Laceration 50,092 5.7%
Concussion 37,306 4.2%
Contusion 35,805 4.0%
Amputation 31,573 3.6%
Multiple injuries 25,912 2.9%
Unknown mapped code 19,681 2.2%
Tendinitis, Tenosynovitis 17,016 1.9%
Others 82,451 9.3%
Total STD/LTD/Fatal Costs 866,431 97.9%
Total Other Costs 18,780 2.1%
TOTAL 885,211 100.0%

Body Part ($ 000) Percent
Wrist, fingers & hand 143,832 16.2%
Other 123,048 13.9%
Back 114,277 12.9%
Shoulders 77,139 8.7%
Ankle, toe & feet 70,731 8.0%
Knee 60,358 6.8%
Other lower extremity 45,194 5.1%
Other head 38,024 4.3%
Other upper extremity 33,625 3.8%
Hips 21,900 2.5%
Others 138,303 15.6%
Total STD/LTD/Fatal Costs 866,431 97.9%
Total Other Costs 18,780 2.1%
TOTAL 885,211 100.0%

Occupation ($ 000) Percent
Transport truck drivers 98,003 11.1%
Carpenters 69,214 7.8%
Construction trades helpers and labourers 63,355 7.2%
Not applicable 27,793 3.1%
Chain saw and skidder operators 21,695 2.5%
Material handlers 18,919 2.1%
Roofers and shinglers 18,608 2.1%
Residential and commercial installers and servicers 16,108 1.8%
Heavy equipment operators (except crane) 15,676 1.8%
Painters & decorators (except interior decorators) 15,663 1.8%
Others 501,396 56.6%
Total STD/LTD/Fatal Costs 866,431 97.9%
Total Other Costs 18,780 2.1%
TOTAL 885,211 100.0%

Age Range Female Male Unknown Total Age %
0 to 14 7 392 0 398 0.0%
15 to 24 11,107 69,521 73 80,702 9.1%
25 to 34 17,942 164,823 72 182,837 20.7%
35 to 44 26,445 218,027 115 244,588 27.6%
45 to 54 30,470 202,777 74 233,321 26.4%
55 to 64 13,706 93,825 116 107,647 12.2%
65+ 1,665 15,065 0 16,729 1.9%
Unknown Age 2 6 199 208 0.0%
Total STD/LTD/Fatal Costs 101,345 764,436 650 866,431 97.9%
Total Other Costs       18,780 2.1%
Total       885,211 100.0%
Gender %       100.0%  

Notes:

  1. 'STD/LTD/Fatal Claims' and 'STD/LTD/Fatal Costs' (a subset of Claim Costs Paid) are not based on the same set of claims. The STD/LTD/Fatal Claim count only includes claims that have received a first-payment for STD, LTD, or Fatal benefits in the summary period, while the STD/LTD/Fatal Cost amount can include costs that are paid in the summary period for STD, LTD, or Fatal claims that have a first-payment prior to the period.
  2. The STD/LTD/Fatal costs are a subset of the Claim Costs paid amount. As Health-Care-Only (HCO) claims are not coded with claim characteristics, they are not included in the above amounts by claim characteristic.
  3. The Total includes all costs paid, but only the top-10 categories are shown; the sum for the top 10 categories may not match the Total.

Additional Notes:
  1. The statistics in this report are based on current information, and so historical data is subject to change.
  2. Claim costs paid may continue to accrue in the years following an Employer-Classification Units (CU) becoming inactive.
  3. For some Classification Units, measures such as Person Years and Claim Counts may not be perfectly aligned. Historical Person Years for some Employer-Classification Units are remapped based on the current information about the CU that the employer should have been registered in.
  4. If no data is available for a measure then a blank is displayed.
  5. The Classification Profile report includes claims that are counted for dummy employers. These employers are set up to account for certain claim costs. They are not required to have an active registration and do not relate to a registered (real) employer.
  6. The claim characteristics page is not shown if there are fewer than 25 STD/LTD/Fatal claims in the five year summary period.

 


Definitions

# Non-HCO Claims: The number of claims with costs related to at least one of the following benefits types: short-term disability benefits (STD), long-term disability benefits (LTD), or survivor (Fatal) benefits and where the first STD/LTD/Fatal payment date is within the year of injury or the three months following the year of injury.

# Person Years: The estimated number of persons working all year on either a part-time or full-time basis. Estimates of person year quantities are based on gross payrolls submitted by employers and on matching wage-rate data. (Note: Person Years is not available for some Fishing CUs.)

Injury Rate: The number of non-health care only claims per one hundred person-years of covered employment, where one hundred person-years is the equivalent of one hundred full-time & part-time employees working in the year.

6-Month Truncated Duration: The average number of STD days paid within the month of injury or the six months following the month of injury per STD claim. The average will only include claims that have had a full six months after the month of injury to develop.

Total Work Days Lost: The total number of short-term disability (STD) work days paid in the year regardless of the year of injury. (Days arising from rehabilitation payments are excluded.)

Claim Cost Paid: The sum of all health-care (HC) payments, short term disability (STD) payments, vocational rehabilitation (VR) payments, long-term disability (LTD) reserves and one-time cash awards, and survivor benefit reserves and one-time cash awards charged in the year, regardless of the year of injury.

# STD/LTD/Fatal Claims: The number of claims with costs related to at least one of the following benefits types: short-term disability benefits (STD), long-term disability benefits (LTD), or survivor benefits (Fatal) and where the first STD/LTD/Fatal payment date is within the year.

# Young Worker Claims: The number of STD/LTD/Fatal Claims where the worker is aged between 15 and 24 at the time of injury.

# Mature Worker Claims: The number of STD/LTD/Fatal Claims where the worker is aged 55 or older at the time of injury.

# Ergonomic (MSI) Claims: The number of STD or LTD Claims where the Accident Type is Overexertion or Repetitive Motion. Ergonomic Claims do not include fatalities, and may be referred to as Musculoskeletal Injury (MSI) claims.

# Serious Injury Claims: The number of claims with a first Short Term Disability (STD), Long Term Disability (LTD), or Fatal payment in the month of injury or the three months following the month of injury AND where at least one of the following is met: (a) long duration (wage-loss in the period of 28 or more days); (b) high health-care costs (costs in the period equivalent to 28 or more days of wage-loss); (c) fatality (fatal benefit payment in the period); (d) serious medical diagnosis (one of 275 selected ICD9 codes).

% Serious Injury Claims: The percentage of STD, LTD, and Fatal claims that are considered to be a Serious Injury. Calculated as the number of Serious Injury Claims divided by the number of Non-Health Care Only claims first-paid in the month of injury or in the following three months.

Serious Injury Rate: The number of Serious Injury Claims per one hundred person-years of covered employment, where one hundred person-years is the equivalent of one hundred full-time & part-time employees working in the year.

# First-Paid LTD claims: The number of claims with long-term disability costs (LTD reserve or a cash award) where the first LTD payment date is within the year. Claims may have payments under other benefit types.

# First-Paid Fatal claims: The number of claims with fatality costs (survivor reserve or a cash award) where the first Fatal payment date is within the year. Claims may have payments under other benefit types.

# Employer-CUs: A count of the number of employers with Person Years greater than zero in the given year. A multi-classification employer will be counted for each of the CUs that are included in the report selection criteria.

Assessable Payroll: The amount of payroll used in computing an employer's assessment amount in a given classification unit (CU), summed for all Employer-CUs in the report selection criteria.

Assessment Amount: The amount of assessment an employer will pay as a result of being assessed at the Net Rate (i.e. with consideration of the experience rating and/or transitioning), summed for all Employer-CUs in the report selection criteria.

Inspection Reports: The number of documents that record Safety and Health Inspections and related activities. A Safety and Health Inspection usually involves a visit by a Prevention Officer to a jobsite to assess compliance with the regulations and to observe procedures and conditions at the site, or to communicate assessed non-compliance to the employer.

Other Contacts: The number of Employer-Operating Location-CUs receiving an Education Presentation, Employer Contact, Accident Investigation, or Program Review conducted by an authorized WorkSafeBC employee.

Initiating Orders: The number of new corrective orders issued to an employer as a result of conducting an inspection.

Follow-up Orders: The number of corrective orders issued as a result of a follow-up to determine compliance.

Warning Letters Sent: The number of warning letters issued to an employer due to workers being exposed to a serious hazard or previous non-compliance.

Penalties Imposed: The number of additional assessments applied against an employer due to workers being exposed to a serious hazard or previous non-compliance.

Accident Type: The accident or exposure that describes the manner in which the injury or disease was produced or inflicted by the identified source of injury or disease. (Mapped coding level)

Source of Injury: The object, substance, exposure, or bodily motion that directly produced, transmitted, or inflicted the injury or illness previously identified. (Mapped coding level)

Nature of Injury: The injury or illness in terms of its principal physical characteristics. (Mapped coding level)

Body Part: The body part or bodily system, directly affected by an injury or disease identified in the nature of injury classification. (Mapped coding level)

Occupation: The collection of jobs, sufficiently similar in work performed to be grouped under a common title for classification purposes. (Statistics Canada's NOC unit group level.)

Age Range: The injured worker's age group as of the claim date.

Employer Size: The Employer-CU size is determined using the number of person years for each given Employer-CU within each summary year (e.g. as of the year of injury for a claim, as of the year issued for most Prevention documents, or as of the assessment year for payroll). If person years is not available in the given year, the size is considered unknown. The different employer sizes are: Small: up to 20 person years; Medium: 20 or more, but fewer than 100 person years; and Large: 100 or more person years.



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