|
| 5.3 Describe workers compensation insurance and the costs of worker injuries. |
|
|
|
5.3 Describe workers compensation insurance and the costs of worker injuries.
LESSON #1
PURPOSE
This lesson introduces students to the Workers' Compensation insurance system, explains the costs of worker injuries, and outlines the importance of proper incident reporting.
SUGGESTED TIME
1 hour
LEARNING OBJECTIVES
Students will:
- demonstrate knowledge of the Workers' Compensation insurance system through researching, preparing and co-presenting a group presentation on specific areas of the insurance system
INSTRUCTIONAL STRATEGIES
- independent research
- class discussion
INSTRUCTIONAL TOOLS AND RESOURCES
- WorkSafeBC website
 
- Small Business Primer
INSTRUCTIONAL PLAN
Instructor's Note: Lesson 5.3 #1 & Lesson 5.3 #2 are companion lessons taught separately or combined for a comprehensive look at the Workers' Compensation insurance system
- Break class into small groups and instruct students to research the WorkSafeBC Insurance website
- Download Small Business Primer
- Assign student groups to the following section of the booklet to research and prepare a group presentation to report back to the class their findings
Section 1: Insurance premiums cost
- How does a business register?
- How do you calculate the premiums?
Section 2: Insurance payments
- Annual remittance
- Quarterly remittance
- Making payments
- Payment options
Section 3: Reducing premiums
- Preventing injuries
- Early return to work for injured workers
Section 4: Reporting a claim
- Submitting forms
- Claim numbers and decisions
- Reporting fraudulent claims
Section 5: Disputing a WorkSafeBC decision
- Requesting information
- Review
- Appeal
|
|
